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Consumer Finance

Consumer Finance
EXPLAINED

Our Consumer Finance is provided by Novuna Personal Finance, a division of Mitsubishi HC Capital (UK) PLC.
Consumer Finance is only available for the Brother Commercial embroidery machines. If you're looking for finance information for the ZSK Industrial embroidery machines, please revert back to the business leasing page.

Interest free credit, for 12 months with no deposit 0% APR Representative.

FINANCE AVAILABLE IN STORE

Finance is available on all orders between £1000 and £50,000. Stocks Sewing Machines Ltd can offer you interest-free finance from Novuna Personal Finance.  Finance is available on selected machines in-store; you could pay with monthly finance. If you would like to apply for finance, please visit one of our listed agents who can talk you through the available monthly finance plans and process your application in minutes.

Who can apply for finance?

  • Applicant must be 18 years or over on application date
  • In permanent UK residence – a minimum of 3 years
  • Retired from regular employment. Minimum age 50
  • Not working through disability
  • Self-Employed
  • In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Terms and Conditions

  • To qualify you need a minimum loan value of £1000
  • ID will be required for application (proof of address & proof of signature)
  • Novuna Personal Finance full terms and conditions available on application
  • You will need to visit one of our agents to apply.

Representative Example

 
Item Value (Cash Price) £1,299.00
Total Amount of Credit £1,299.00
Agreement Duration 12 Months
Annual Rate of Interest 0% P .A
Representative APR 0% APR
12 Monthly Instalments of £108.25
Total Amount Payable £1,299.00

 

Credit subject to status and affordability. Terms & Conditions Apply. Stocks Sewing Machines Ltd trading as Stocks Sewing Machines Ltd is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk

Interest free credit for 18 months with no deposit 0% APR Representative.

FINANCE AVAILABLE IN STORE

Finance is available on all orders between £2,000 and £50,000. Stocks Sewing Machines Ltd can offer you interest-free finance from Novuna Personal Finance. Finance is available on selected machines in store; pay with monthly finance instalments. If you would like to apply for finance, please visit one of our listed agents who can talk you through the available monthly finance plans and process your application in minutes.

Who can apply for finance?

  • Applicant must be 18 years or over on application date
  • In permanent UK residence – a minimum of 3 years
  • Retired from regular employment. Minimum age 50
  • Not working through disability
  • Self-Employed
  • In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Terms and Conditions

  • To qualify you need a minimum loan value of £2,000
  • ID will be required for application (proof of address & proof of signature)
  • Novuna Personal Finance full terms and conditions available on application
  • You will need to visit one of our agents to apply.

Representative Example

 
Item Value (Cash Price) £3,499.00
Total Amount of Credit £3,499.00
Agreement Duration 18 Months
Annual Rate of Interest 0% P .A
Representative APR 0% APR
18 Monthly Instalments of £194.38
Total Amount Payable £3,499.00

 

Credit subject to status and affordability. Terms & Conditions Apply. Stocks Sewing Machines Ltd trading as Stocks Sewing Machines Ltd is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk

Interest free credit for 24 months with no deposit 0% APR Representative. 

FINANCE AVAILABLE IN STORE

Finance is available on all orders between £6,000 and £50,000. Stocks Sewing Machines Ltd can offer you interest-free finance from Novuna Personal Finance. Finance is available on selected machines in store; pay with monthly finance instalments. If you would like to apply for finance, please visit one of our listed agents who can talk you through the available monthly finance plans and process your application in minutes.

Who can apply for finance?

  • Applicant must be 18 years or over on application date
  • In permanent UK residence – a minimum of 3 years
  • Retired from regular employment. Minimum age 50
  • Not working through disability
  • Self-Employed
  • In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Terms and Conditions

  • To qualify you need a minimum loan value of £6000
  • ID will be required for application (proof of address & proof of signature)
  • Novuna Personal Finance full terms and conditions available on application
  • You will need to visit one of our agents to apply.

Representative Example

 
Item Value (Cash Price) £8,999.00
Total Amount of Credit £8,999.00
Agreement Duration 24 Months
Annual Rate of Interest 0% P .A
Representative APR 0% APR
24 Monthly Instalments of £374.95
Total Amount Payable £8,999.00

 

Credit subject to status and affordability. Terms & Conditions Apply. Stocks Sewing Machines Ltd trading as Stocks Sewing Machines Ltd is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk

Buy Now Pay Later 14.9% APR Representative.

FINANCE AVAILABLE IN STORE

With our Buy Now Pay Later finance option, place your order with a selected agent and pay nothing for 12 months when you spend over £599. You can then choose to pay the balance in full by the end of the 12 months with a settlement fee of £29 or alternatively spread the cost and pay monthly. See the representative example.

Finance is available on all orders between £599 and £25,000. Stocks Sewing Machines Ltd can offer you finance from Novuna Personal Finance. Finance is available on selected machines in store. If you would like to apply for finance, please visit one of our listed agents who can talk you through the available monthly finance plans and process your application in minutes.

Who can apply for finance?

  • Applicant must be 18 years or over on application date
  • In permanent UK residence – a minimum of 3 years
  • Retired from regular employment. Minimum age 50
  • Not working through disability
  • Self-Employed
  • In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Terms and Conditions

  • To qualify you need a minimum loan value of £599
  • ID will be required for application (proof of address & proof of signature)
  • Novuna Personal Finance full terms and conditions available on application
  • You will need to visit one of our agents to apply.

Representative Example

 
Item Value (Cash Price) £750.00
Total Amount of Credit £750.00
Agreement Duration 48 Months
Deferral Period 12 Months
Annual Rate of Interest 14.90% P .A
Representative APR 14.90% APR
36 Monthly Instalments of £29.10
Total Amount Payable £1047.60

 

Credit subject to status and affordability. Terms & Conditions Apply. Stocks Sewing Machines Ltd trading as Stocks Sewing Machines Ltd is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk

The information on this page is generic in nature. Whilst it is likely to be correct for most consumers, the benefits of financing will vary depending on your own financial and accounting position. We recommend that you consult your own accountant or other professional adviser to check how these will apply to you.

Credit subject to status and affordability. Terms & Conditions Apply. Stocks Sewing Machines Limited trading as Stocks Sewing Machines Ltd is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk

Stocks Sewing Machines Limited is authorised by the Financial Conduct Authority for the purposes of secondary credit broking. Firm Reference Number 663301. All finance is subject to terms and conditions, number of years trading, and may also be subject to credit checks.  Pricing and rates used on this calculator are for example purposes only, please contact us for more information.